[25] If thou lend money to any of my people that is poor by thee, thou shalt not be to him as an usurer, neither shalt thou lay upon him usury. [26] If thou at all thy neighbour's raiment to pledge, thou shalt deliver it unto him by that the sun goeth down: [27] For that is his covering only, it is his raiment for his skin: wherein shall he sleep? and it shall come to pass, when he crieth unto me, that I will hear; for I am gracious.